Nuri Bitcoin Wallet with global payment currencies

Bitcoin Smart Wallet

Self-custody Bitcoin, spend it like cash with VISA, IBAN and Bank Transfers.

Open Nuri App

Why Nuri:

FREEDOM STARTS WITH SELF-CUSTODY
373M+ PEOPLE OWN BITCOIN

Switch from Exchanges to Self-Custody with Nuri. No ID. No Seed Phrase. As Easy As Face-ID.

Trust Icon

Our Story:

From Nuri Bank
to Nuri Wallet

Nuri launched Europeโ€™s first regulated bitcoin bank account with Solarisbank in 2018 and failed in 2022. A new team bought the brand, and in August 2026 we relaunched as Nuri Wallet to bring simple and secure self-custody to everyone, so you can be your own bank. Read our story: Our Story: From Nuri Bank to Nuri Wallet

Swap and Exchange:

Convert cash, crypto
& Bitcoin, privately.

Onchain swaps between Bitcoin, Cash and Crypto. No exchange. No bank. Nuri never asks for your name, ID, email or phone number, so it is more private than a private bank. Read more: Swap and Exchange: Convert cash, crypto & Bitcoin, privately.

Trading
Plain

Wallet:

SEND AND RECEIVE
Bitcoin, Cash & Crypto

Get a personal cash-link. Receive Bitcoin, Lightning, USDT, USDC, Ethereum and other crypto. Own and hold Bitcoin, Euro and Dollars.

Banking:

VISA CARD & BANK ACCOUNT
Connected to your Wallet

Pay invoices and get paid. Send money with SEPA Instant, ACH and Mobile Money, and pay out to any VISA or Mastercard.

Nuri VISA card on a lavender pedestal
Plain

Cash-Out

LOCAL CURRENCIES
VIA ATM & MOBILE MONEY

Through our partners, you can send money directly to any VISA/Mastercard (like Revolut), via Mobile Money in Africa, or SEPA Instant EURO and ACH USD Transfers directly into many local currencies.

Easy Self-Custody:

Backup and Recovery
with Passkeys

Lost or stolen phone? Just log back into iCloud and recover your Bitcoin with your passkey (Face-ID). Lose your passkey and no one can recover it, not even Nuri. The freedom and responsibility of cash. Read more: Easy Self-Custody: Backup and Recovery with Passkeys

Passkey Group
Keys

Security:

Your Bitcoin is Safe,
even if your phone gets hacked.

Your Bitcoin needs two keys to spend: yours and Nuri's. Nuri alone can never move it. If Nuri disappears, you withdraw on your own after 77 days. How it works: Security: Your Bitcoin is Safe, even if your phone gets hacked.

BE YOUR OWN BANK:

not your keys,
not your coins

Nuri is an alternative to Binance, Coinbase, CryptoCom or Revolut. Take control into your own hands, don't let them control your Keys, Money, and Bitcoin.

Bank
Keys

Don't trust, verify:

No one, not even Nuri,
can access your wallet.

Don't trust, verify. The web app app.nuri.com is 100% open source and verifiable byte for byte. The code of our iOS and Android apps and servers is available on request. Ask your AI, read our code. Verify on GitHub: Don't trust, verify: No one, not even Nuri, can access your wallet.

Join 1,200+ Nuri Users,

THE FREEDOM AND RESPONSIBILITY OF
ELECTRONIC CASH

Create Free Wallet

FAQ

Who builds Nuri?

The Nuri Brand is owned by Nuri Brand Assets GmbH, Germany and the Open Source Software Development is done by Nurisoft Development Oรœ Estonia. We are a team of three: Emin Mahrt (CEO), Emil and Lennard. You can find us on LinkedIn, GitHub, X and other places.

Is Nuri a Bank?

No. You own and manage your money without a bank. You hold the keys to your wallet, and for Bitcoin Nuri adds a second, co-signing key. Because Nuri is not a bank, there is no deposit insurance.

Can Nuri freeze or take my Bitcoin?

No. Your Bitcoin needs two keys to spend: yours and Nuri's. Nuri alone can never move it, and after about 77 days your key alone is enough, even if Nuri disappears. Bitcoin has no issuer, so nobody can freeze it. Stablecoins like USDC and EURC are issued by Circle, which can block them by law, for example for stolen funds. Your digital euros and dollars use one key, yours alone. How it works

What data does Nuri collect?

None. Nuri never asks for your name, ID, email or phone number. To us you are a pseudonym, like on Bitcoin. Card and IBAN are optional and verified by Wirex, not by Nuri. Read more

What if I lose my passkey?

Your passkey syncs with iCloud Keychain, Google Password Manager or 1Password, so a new phone restores it. If you lose it everywhere, you are locked out, and no one can recover it, not even Nuri. That is the freedom and responsibility of cash. Read more

Can I Buy Bitcoin in Nuri?

Yes. You can buy bitcoin, or swap bitcoin, directly into your wallet

Can I receive bank transfers?

Yes. Register for free with Wirex and get your own IBAN account: SEPA in 29 countries and ACH in USD in 48 countries. The money arrives in your own on-chain card account. Businesses and individuals can also open a euro IBAN with Monerium on business.nuri.com, available in 190+ countries.

Can I send bank transfers?

Yes. Send SEPA Instant and ACH transfers from your account, pay out to any VISA or Mastercard, or send money to Mobile Money. Learn more

In which countries can I get the VISA card and IBAN?

Nuri works worldwide as a web app on app.nuri.com and as an iOS and Android app. The VISA card from Wirex is available in 71 countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Australia, Hong Kong, Malaysia, New Zealand, Philippines, Taiwan, Thailand, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Azerbaijan, Bahrain, El Salvador, Georgia, Ghana, Guernsey, Isle of Man, Japan, Jersey, Kazakhstan, Kenya, Macao, Moldova, Nigeria, Panama, South Africa, South Korea, Uganda, Ukraine, United Arab Emirates and Uzbekistan. IBAN accounts: SEPA in 29 countries, ACH in 48. Wirex country list

Who holds my card and IBAN money?

You do. Your card and IBAN money sits in your own on-chain account, controlled by your keys, and you can always withdraw it on-chain yourself. Wirex docs

Are there exchange fees?

Yes, Nuri charges 1-2%. The exact rate, including every fee, is shown in the app before you confirm the swap. We route through bitcoinvn, CoW Swap, FixedFloat, LI.FI, NEAR Intents and Satora, whose rates vary with market conditions, currency and volume.

Is it really free?

Yes. Registration, the wallet, the IBAN account and the VISA card are free, with no monthly fee. Like with every card, some services have fees: Nuri charges 1-2% on swaps, shown before you confirm, and card services such as ATM withdrawals or currency exchange can have fees.

Can I withdraw cash at an ATM?

Yes, with your VISA card from Wirex. ATM fees may apply. You can also add the card to Apple Pay and Google Pay. Learn more

Does Nuri support Lightning?

Yes. You can send and receive Bitcoin over Lightning for fast everyday payments.

Can someone phish my passkey?

No. A passkey cannot be typed in, copied or sent to anyone, and it only works on nuri.com, so a fake site cannot use it.

Is the Nuri hardware wallet (cold wallet) free?

You can DIY your own hardware wallet smart card security key, or get it free with at least 2,000 Euro swap volume: contact us in the in-app chat. Otherwise it costs $19.99.

How can I check what Nuri says?

Every fact on this website has a numbered public source: company registers, our open source code on GitHub, partner licences and independent reports. AI assistants can read the same list at nuri.com/references.json. See all sources

Need Help? Contact us!