{
  "site": "https://www.nuri.com",
  "description": "Public sources for every factual claim on nuri.com. Numbers match the [n] markers on /trust and in the FAQ.",
  "references": [
    {
      "id": 1,
      "claim": "Nuri Brand Assets GmbH owns the Nuri brand (Berlin, HRB 270788 B).",
      "label": "Handelsregister Berlin-Charlottenburg, HRB 270788 B",
      "url": "https://www.online-handelsregister.de/handelsregisterauszug/be/Berlin-Charlottenburg/HRB/270788/Nuri-Brand-Assets-GmbH"
    },
    {
      "id": 2,
      "claim": "Nurisoft Development OÜ builds the software (Estonia, registry code 17530452).",
      "label": "Estonian e-Business Register, 17530452",
      "url": "https://ariregister.rik.ee/eng/company/17530452"
    },
    {
      "id": 3,
      "claim": "Nuri® is a registered trademark of Nuri Brand Assets GmbH.",
      "label": "USPTO trademark 79318154",
      "url": "https://tsdr.uspto.gov/#caseNumber=79318154&caseType=SERIAL_NO&searchType=statusSearch"
    },
    {
      "id": 4,
      "claim": "The Nuri iOS app is published by Nuri Brand Assets GmbH.",
      "label": "Apple App Store listing",
      "url": "https://apps.apple.com/de/app/nuri-com/id6754772131"
    },
    {
      "id": 5,
      "claim": "In 2018 Bitwala, later Nuri, launched Europe’s first regulated bitcoin bank account, hosted by Solarisbank.",
      "label": "Wikipedia: Bitwala",
      "url": "https://en.wikipedia.org/wiki/Bitwala"
    },
    {
      "id": 6,
      "claim": "Nuri GmbH filed for insolvency on 9 August 2022.",
      "label": "Reuters, 9 August 2022",
      "url": "https://www.reuters.com/technology/crypto-exchange-nuri-files-insolvency-germany-2022-08-09/"
    },
    {
      "id": 7,
      "claim": "Bitwala relaunched separately under its own name in 2023; today’s Nuri is a new team that bought the Nuri brand out of insolvency.",
      "label": "Wikipedia: Bitwala, return as Bitwala (2023)",
      "url": "https://en.wikipedia.org/wiki/Bitwala#Return_as_Bitwala_(2023%E2%80%93present)"
    },
    {
      "id": 8,
      "claim": "373 million people own bitcoin (June 2026).",
      "label": "Crypto.com Research, Crypto Market Sizing H1 2026",
      "url": "https://crypto.com/us/research/crypto-market-sizing-report-h1-2026"
    },
    {
      "id": 9,
      "claim": "Every Nuri Bitcoin address is a MuSig2 2-of-2 between your key and Nuri’s co-signer; Nuri alone cannot spend.",
      "label": "nuri-wallet source: Musig2WalletKeys.ts",
      "url": "https://github.com/nuri-com/nuri-wallet/blob/main/source/services/bitcoin/Musig2WalletKeys.ts"
    },
    {
      "id": 10,
      "claim": "After 6,674,432 seconds (about 77 days) your key alone can spend on-chain.",
      "label": "nuri-wallet source: constants.ts, ARKADE_ONCHAIN_CSV_TIMELOCK",
      "url": "https://github.com/nuri-com/nuri-wallet/blob/main/source/config/constants.ts"
    },
    {
      "id": 11,
      "claim": "Arkade adds its own unilateral exit delay (605,184 seconds, about 7 days), published live by the operator.",
      "label": "Arkade operator info (unilateralExitDelay)",
      "url": "https://arkade.computer/v1/info"
    },
    {
      "id": 12,
      "claim": "On Arkade, users can always claim funds on-chain without the operator through the unilateral exit.",
      "label": "Arkade docs: Security & Trust Model",
      "url": "https://docs.arkadeos.com/learn/concepts/security-and-trust-model"
    },
    {
      "id": 13,
      "claim": "How the co-signers decay: 2-of-2 to 1-of-1 on Bitcoin, three keys to one on Arkade.",
      "label": "Nuri blog: The passkey that outlives the company",
      "url": "https://www.nuri.com/blog/how-nuri-wallets-survive-without-nuri"
    },
    {
      "id": 14,
      "claim": "Your passkey rebuilds your keys offline, without nuri.com or Nuri servers.",
      "label": "GitHub: local-nuri-prf-passkey-recovery-tool (MIT)",
      "url": "https://github.com/nuri-com/local-nuri-prf-passkey-recovery-tool"
    },
    {
      "id": 15,
      "claim": "The Nuri Card co-signed a Bitcoin send on mainnet.",
      "label": "Arkade explorer, transaction 13eba054…a8a8",
      "url": "https://arkade.space/tx/13eba05423df9915bea4d13b1d6b488c9de7cf1ee24ac3defa24c23687b9a8a8"
    },
    {
      "id": 16,
      "claim": "The Nuri Card is open source: physical passkey and Bitcoin co-signer.",
      "label": "GitHub: nuri-passkey-prf-smartcard (MIT)",
      "url": "https://github.com/nuri-com/nuri-passkey-prf-smartcard"
    },
    {
      "id": 17,
      "claim": "Elliptic-curve cryptography is audited by Cure53 (2024) and Trail of Bits (2026).",
      "label": "paulmillr/noble-curves, Security section",
      "url": "https://github.com/paulmillr/noble-curves#security"
    },
    {
      "id": 18,
      "claim": "The Bitcoin transaction library had a Cure53 audit at version 0.3.0 (2023); its MuSig2 code is not audited yet.",
      "label": "paulmillr/scure-btc-signer, Security section",
      "url": "https://github.com/paulmillr/scure-btc-signer#security"
    },
    {
      "id": 19,
      "claim": "Passkeys cannot be leaked or stolen like passwords; the private key never leaves your devices.",
      "label": "Apple Support: About the security of passkeys",
      "url": "https://support.apple.com/en-us/102195"
    },
    {
      "id": 20,
      "claim": "On Apple devices, keys are protected by the Secure Enclave.",
      "label": "Apple Platform Security: Secure Enclave",
      "url": "https://support.apple.com/guide/security/secure-enclave-sec59b0b31ff/web"
    },
    {
      "id": 21,
      "claim": "Identity checks for card and IBAN go to Wirex, not to Nuri.",
      "label": "nuri-wallet source: useWirexOnboarding.ts",
      "url": "https://github.com/nuri-com/nuri-wallet/blob/main/source/screens/wirex/hooks/useWirexOnboarding.ts"
    },
    {
      "id": 22,
      "claim": "Wirex processes the identity data for card and IBAN under its own privacy policy.",
      "label": "Wirex privacy policy",
      "url": "https://www.wirexapp.com/legal/one/privacy"
    },
    {
      "id": 23,
      "claim": "Wirex Limited is an FCA-authorised electronic money institution (FRN 902025).",
      "label": "FCA Financial Services Register",
      "url": "https://register.fca.org.uk/s/firm?id=001b000003bH6KDAA0"
    },
    {
      "id": 24,
      "claim": "Wirex IBAN accounts: SEPA in 29 countries, ACH (USD) in 48 countries.",
      "label": "Wirex docs: Bank Account Availability",
      "url": "https://docs.wirexapp.com/docs/bank-account-availability"
    },
    {
      "id": 25,
      "claim": "Monerium is an e-money institution authorised by the Central Bank of Iceland (EURe, MiCA).",
      "label": "Monerium EURe MiCA whitepaper",
      "url": "https://monerium.com/whitepapers/eure-whitepaper.xhtml"
    },
    {
      "id": 26,
      "claim": "ClickPesa is licensed by the Bank of Tanzania for Mobile Money payouts.",
      "label": "ClickPesa",
      "url": "https://clickpesa.com/"
    },
    {
      "id": 27,
      "claim": "ZapRemit is our partner for Bitcoin remittance payouts.",
      "label": "ZapRemit",
      "url": "https://zapremit.com/"
    },
    {
      "id": 28,
      "claim": "Ape Unit is our partner.",
      "label": "Ape Unit",
      "url": "https://apeunit.com"
    },
    {
      "id": 29,
      "claim": "Nuri’s own swap router quotes several providers in parallel and picks the best rate: bitcoinvn, CoW Swap, FixedFloat, LI.FI, NEAR Intents and Satora.",
      "label": "Nuri swap router, live provider catalog",
      "url": "https://swapkit.nuri.com/ops/catalog"
    },
    {
      "id": 30,
      "claim": "Nuri charges 1-2%; the exact rate and every fee are shown in the app before you confirm a swap.",
      "label": "nuri-wallet source: SwapKitV2CommitFlow.ts (quote shown before commit)",
      "url": "https://github.com/nuri-com/nuri-wallet/blob/main/source/services/swapkit/SwapKitV2CommitFlow.ts"
    },
    {
      "id": 31,
      "claim": "The web app app.nuri.com is 100% open source and rebuilds byte for byte; anyone can verify it with one command.",
      "label": "GitHub: nuri-com/nuri-wallet, verify.mjs",
      "url": "https://github.com/nuri-com/nuri-wallet"
    },
    {
      "id": 32,
      "claim": "Circle, the issuer of USDC and EURC, can block addresses by law.",
      "label": "Circle USDC terms, Blocked Addresses",
      "url": "https://www.circle.com/legal/usdc-terms"
    },
    {
      "id": 33,
      "claim": "Card money sits in the user’s own smart wallet; crypto withdrawals run on-chain without Wirex backend involvement.",
      "label": "Wirex docs: Withdrawals",
      "url": "https://docs.wirexapp.com/docs/retail-withdrawals"
    },
    {
      "id": 34,
      "claim": "The Wirex card is available in 71 countries.",
      "label": "Wirex docs: Supported Countries",
      "url": "https://docs.wirexapp.com/docs/supported-countries"
    },
    {
      "id": 35,
      "claim": "Deposit insurance does not cover crypto assets.",
      "label": "FDIC crypto fact sheet (US)",
      "url": "https://www.fdic.gov/news/fact-sheets/crypto-fact-sheet-7-28-22.html"
    },
    {
      "id": 36,
      "claim": "The Wirex VISA card works with Apple Pay.",
      "label": "Wirex: Apple Pay",
      "url": "https://wirexapp.com/apple-pay"
    },
    {
      "id": 37,
      "claim": "The Wirex VISA card can be added to Google Pay.",
      "label": "Wirex Help: Add your Wirex card to Google Pay",
      "url": "https://help.wirexapp.com/article/how-to-add-your-wirex-card-to-google-pay-australia-1474"
    },
    {
      "id": 38,
      "claim": "The Wirex card supports ATM cash withdrawals (domestic, regional, international ATM fee types).",
      "label": "Wirex docs: Partner Fee Configuration (ATM)",
      "url": "https://docs.wirexapp.com/docs/partner-fee-configuration"
    },
    {
      "id": 39,
      "claim": "Push to card: send money from your wallet to any external VISA or Mastercard (OCT rails).",
      "label": "Wirex docs: Card Transfer (push to card)",
      "url": "https://docs.wirexapp.com/docs/retail-card-transfer"
    }
  ]
}